Privacy Policy

Effective Date: November 1, 2025 Last Updated: November 1, 2025

Billmark Holdings Two, LLC. values your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you use our website and online portal (the “Portal”) for communications between the rental agency and current or prospective tenants.

1. Information We Collect

We collect personal identifiers, communication data (including mobile phone number), application data, payment data (processed securely through PCI-compliant processors), and technical information. Collection and use of this data complies with the Federal Trade Commission Act (15 U.S.C. §45) and the North Carolina Identity Theft Protection Act (N.C.G.S. §75-60 et seq.). Any additional information you provide helps us improve our services and provide better support.

2. How We Use Your Information

We use data to communicate with tenants, evaluate applications, process payments, send notices, respond to your inquiries and provide customer support, improve services, and comply with legal obligations. Occasionally we may send promotional offers, alerts, communications about community news, urgent notifications, events, and other content. We do not sell or rent personal information.

3. Prospective Tenant Applications and Credit Reports

When a credit or background check is performed, we obtain written consent as required by the Fair Credit Reporting Act (15 U.S.C. §1681 et seq.).

4. Sharing and Disclosure of Information

Information may be shared only with service providers, authorized agents, and as required by law, in compliance with the North Carolina Identity Theft Protection Act.

5. Data Security

We maintain administrative, technical, and physical safeguards consistent with FTC requirements, N.C.G.S. §75-60 et seq., and PCI-DSS standards. We take reasonable steps to protect your personal information from unauthorized access and disclosure. However, no data transmission over the internet or method of electronic storage is 100% secure, and we cannot guarantee the absolute security of your information

6. Communications

Text messages such as rent reminders and maintenance updates may be sent. Promotional emails comply with the CAN-SPAM Act (15 U.S.C. §7701 et seq.), TCPA (47 U.S.C. §227) and CTIA guidelines.

7. Data Retention and Disposal

Information is retained only as long as necessary and then securely destroyed consistent with N.C.G.S. §75-64.

8. Children’s Privacy

We do not knowingly collect information from individuals under 13, consistent with COPPA (15 U.S.C. §6501 et seq.).

9. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our data practices or legal requirements. We will notify you of any material changes to this Privacy Policy by posting the updated version on our website or through other means. Your continued use of the Service after such changes constitutes your acceptance of the revised Privacy Policy. Updates will be posted with a revised ‘Last Updated’ date.

10. Contact Us For questions or concerns about your data, please contact us at [Your Contact Info]

Contact Information

Billmark Holdings Two, LLC 2939 Breezewood Avenue Suite 100 Fayetteville, NC 28303 Email: info@billmarkproperties.net Phone: 910-864-3955

Legal Compliance Summary

This Privacy Policy complies with: – FTC Act (15 U.S.C. §45) – North Carolina Identity Theft Protection Act (N.C.G.S. §75-60 et seq.) – Fair Credit Reporting Act (15 U.S.C. §1681 et seq.) – Electronic Funds Transfer Act (15 U.S.C. §1693 et seq.) – CAN-SPAM Act and TCPA

– CTIA Guidelines – COPPA (15 U.S.C. §6501 et seq.)